What’s it worth?
If you’re looking for a professional and impartial analysis of a property’s current market value, I can help. All my valuations include a visual inspection of the property as well as an analysis of previous sales in the area.
An accurate property valuation reduces the risk of paying over the odds when purchasing property and may help you understand where improvements can be made. Thinking of getting some work done? My valuations can also include an indication of a property’s value both with and without any proposed changes.
Below, you’ll find a summary of the most common valuations I offer. Please note that a valuation is not a full building survey: if you’re unsure what you need, please contact me for an informal chat to discuss your requirements.
Why choose a RICS Registered Valuer?
As a valuer registered with the Royal Institution of Chartered Surveyors (RICS), my valuation reports are always clear, concise and compliant with the RICS Red Book: a series of standards, rules and best practice guidance for professionals undertaking asset valuations.
Mortgage lenders look favourably on RICS valuations because they demonstrate that investments are safe, secure and worth it before approving a mortgage. You’ll also gain the peace of mind that comes from working with a qualified and regulated professional who is committed to openness and transparency and adheres to the highest industry standards.
A market valuation is an estimate of a property’s true value in the current market. Although it highlights urgent defects, it does not offer recommendations or estimates for repairs.
Benefits:
Analysis of an agreed purchase price.
Identifies any urgent defects.
May help reduce the asking price.
Helps you decide if the property is suitable.
HMRC require this valuation whenever there is a sale of a property asset. It ensures that you do not pay too little or too much tax following the property’s disposal.
When the owner of a property dies, the beneficiary and/or executor is required to provide a valuation to the Valuation Office, whose preference is a RICS valuation, to determine whether any tax is payable. This was formerly known as a probate valuation and is now called IHT.
RM Surveyors offer independent property valuations to help you decide how the matrimonial home is to be shared between both sides following divorce proceedings. Instructions and communications are carried out through your solicitors.
This survey will help you understand how much money you may save by purchasing your council home. Suitable if you are a tenant looking for a property valuation independent of your landlord.
Clarify whether you are paying the right amount to renew your home insurance by obtaining an insurance reinstatement cost assessment. This is not related to the current value of the property. This sum represents the estimated cost of demolition of the property, site clearance, replacement and includes professional fees.
A valuation which predates the surveyor’s inspection to establish the open market value at a given time.
Whether you are selling your property or considering buying more shares, this independent valuation will provide a market value for the sale or purchase of your percentage share in a property, helping you make a more informed choice.
RICS Help to Buy market valuations are required whether you are selling, remortgaging or repaying your Help to Buy loan.
This independent valuation analyses the potential market rent that can be achieved on a property for investment purposes.
Leases are a depreciating asset and it gets difficult to sell or remortgage a property when the lease falls below 75-80 years. Extending the lease is therefore a simple way to protect the value of your property. Current legislation enables leases to be extended and the purchase of the freehold by qualifying lessees, known as enfranchisement. RM Surveyors can help you exercise your right to extend the lease or buy the freehold by advising on the premium payable in compliance with legislation.
“I have known Reuben for many years and have worked with him on numerous projects; I have always found him to be very amiable, trustworthy and conscientious and would therefore not hesitate to recommend his services.”
“You were very approachable, competent, easy to get hold of and you got the job done. The report was informative and I was able to come back to you for feedback. I appreciated that you were available to answer questions and wouldn’t hesitate in recommending you.”
“Your service was exceptional and you were very thorough. I will recommend you to anyone looking for a residential survey. You kept us up to date and if you weren’t sure about anything you went and found out.”
Valuation matters. Find out how the International Valuation Standards and the IVS Council are working to build trust in valuation.